Equifax breach affects millions of Americans; what to do
143 million Americans had their credit information hacked as a result of an Equifax breach.
"Your social security number, your name, your address. It's information that can easily identify you and some places might use that if you're calling in to verify you," said Caly Cramsey, Chief Financial Officer for HOMEBANK in Quincy.
Such personal information can put you at risk for identity theft.
So how can you check to see if your information was compromised?
First go to equifaxsecurity2017.com.
"Click on potential impact and check potential impact. Then you'll enter in your last name and the last 6 digits of your social security number," Cramsey explains.
If you weren't affected, then you'll see a message that says you were not impacted by the incident. Cramsey was ‘not impacted’.
I decided to try it myself and received something a little different.
According to Equifax, my information ‘may have been impacted’.
In other words, my information was more than likely leaked in the breach. What can do you do?
"Don't ever divulge personal confidential information. A bank would never email you and say I need to update your social security number; we need to update our records. I need you to provide that or your account number," Cramsey stated.
You can also freeze your credit, set up alerts, and keep an eye out for phishers.
"Somebody calling you and even playing off of this Equifax breach. 'We're here to help you. We noticed that you might've been on the list.' Don't ever give out personal information," said Cramsey.
"If it feels weird, there's probably something fishy going on so trust your gut and just call them or stop in and see them," Cramsey warned.
If you notice something unusual on your credit report, contact your bank immediately.