Zanger and Associates, Inc.Realtors have been around for more than 50 years.
Greg Zanger continues his family's legacy by selling homes in the area.
He's seen the market move up and down and says what happens outside of the Tri-States ... stays there.
"Closing costs are minimal compared to other places in the country same with our cost of living possibly you know maybe that reflects that but our market being a stable market or lenders having great rates keeps those costs down," Greg Zanger, a broker for Zanger and Associates, Inc. Realtors, said.
Examples of closing costs are appraisals, surveys of the property, titles, pest inspections and escrow deposits.
When you put it together, Zanger says it equals less than $1,500 compared to the national average of more than $3,000.
Zanger also says the reason why its low in the area is because the lenders are local.
Jill Deete, is the vice president of mortgage loan operations at Mercantile Bank.
She says some of the costs may go up but not close to the national average.
"A lot of it is third party fees with regulations that have changed there is certain criteria that every loan has to be documented on certain items," Deete said.
Both Zanger and Deete say now is a great time to buy a home in the Tri-States.